Privacy Policy

Account details such as name, mobile number, email address, and login credentials (including MPIN-related verification data).

Identity and KYC information required to verify you or your company, which may include PAN, Aadhaar-related verification flows (such as DigiLocker), CIN, GST, and authorised signatory details.

Company profile content you choose to publish on Nivmak for Business, such as branding, contact details, and showcase media.

Usage and device information needed to operate and secure the services, including session activity and new-device verification signals.

To create and manage accounts, authenticate users, and provide Nivmak for Business and Nivmak Money features.

To complete verification, compliance, and fraud-prevention checks required for platform access and financial product flows.

To communicate with you about your account, security alerts, service updates, and support requests.

To improve reliability, usability, and product performance based on how the services are used.

We may share information with service providers who help us operate Nivmak, such as identity verification partners, payment providers, hosting, and communications vendors — only as needed to deliver the services.

We may disclose information when required by law, regulation, legal process, or to protect the rights, safety, and security of Nivmak, our users, or the public.

We do not sell your personal information.

Nivmak for Business and Nivmak Money are separate experiences with separate accounts. Data collected in one product is used for that product’s purposes and is not treated as a single shared login across both experiences.

We retain personal information for as long as needed to provide the services, meet legal and compliance obligations, resolve disputes, and enforce our agreements.

We use administrative, technical, and organisational measures designed to protect information. No method of transmission or storage is completely secure, so we cannot guarantee absolute security.

You can update certain account and profile details within the relevant Nivmak product.

You may request account deletion or ask questions about your data by contacting us and selecting the appropriate inquiry type on our Contact Us page, or by emailing the support address below.

Where applicable law gives you additional rights (such as access or correction), we will respond in line with those requirements.

Nivmak services are intended for adults who can form a binding contract. We do not knowingly collect personal information from children.

We may update this Privacy Policy from time to time. The “Last updated” date at the top of this page will change when we do. Continued use of Nivmak after an update means you accept the revised policy.

Privacy questions can be sent to support@nivmak.com or through our Contact Us page. Please tell us whether you are asking about a business account or an investor account.